My husband got me started on listening to The Ramsey show a few years back because he has been a life long listener. I immediately felt drawn to Rachel because she is a working mom who is so empathic and knows her stuff. I love listening to this show because it’s always actionable items that anybody can do regardless of where you are at financially.

Love all the info I receive from this show! I say it’s my Monday night go-to, because I try to be like Rachel and challenge myself to clean up the kitchen before the show ends. :) Grateful to have encouragement to keep sticking to my family’s budget and revamp it as needed.

So helpful and fun to listen to as my family and I work towards our goals! Thanks for making it fun and relatable. Dave and Rachel fans for sure in this house!

My husband and I went through Financial Peace twice. We did the baby steps, our home is paid off and we’re now retired. I am always entertained when I listen to your podcast. I always learn something new and am reminded of ways I need to reevaluate our budget so we can give freely. Rachel you are very gifted and relatable. You bless many lives and mine is one of them. God Bless you friend. Pam Musser/Oregon

Real world topics and advice built on the proven steps of the Ramsey network! Yes, she may have had an advantage growing up as a Ramsey but at some point she had to do the hard work too. The show is lighthearted, enjoyable to listen to, and it provides good information. Any time you listen to self help information its about your attitude and looking at the positives you can take away to better yourself. 👍🏻 And I always get good tips for her shows! Thanks for making this information so accessible to all!

Rachel is so charming and funny and gives great financial advice. I love this podcast and look forward to listening to it.

She has had her dad pave her way her entire adult life. Now she is telling you to get extra jobs, sell your car and eat rice and beans. She has no successful adult children to prove she knows what she is talking about but will tell you how to raise your kids. It’s also annoying that she constantly says stuff that isn’t funny and chuckles afterward to try to convince the listener that she is funny.

I love listening to Rachel’s show. She always have good energy with her message and she really breaks things down to understand it. She is very detailed. One of the best financial podcasts!

I am learning so much from this podcast, and I’m ready to take the steps I need to take to get my debt paid off. She explains everything so well.

Rachel has the best energy! She is fun and easy to listen to. It feels like she is an older sister or cousin who always has great golden nuggets of information to share.

You have the best energy and I love listening to you! 🫶🏻 mom of 3 and wife, working our way to get out of debt this year!!

Making money tips fun!

Rachel approaches even the toughest topics with grace and elegance showing her listeners all the fact and sharing her wealth of knowledge.

Just recently came across Rachel on a different podcast (4 things w/ Amy Brown) and loved that episode so much that I followed her on socials and came to find this podcast. Have been listening to this show plus the happy hour show and Ramsey show and am so inspired to get my finances in order and start taking budgeting seriously. Rachel is so well spoken and completely relatable as a Christian mom & wife. Quickly becoming one of my favorite podcasts.

Love the show!

You ROCK!

Loved the Christmas episode!! These are real things we all face every year, and the insights are so helpful!!

Rachel is amazing. That’s all I have to say. Well, actually it’s not. She explains how to budget very simply so anyone can understand. Especially someone like me who gets confused and intimidated with anything relating to money. Sharing this podcast with everyone.

Really enjoy Rachel on smhh, the Ramsey show, and here. Her voice is calming and the content helps me gain confidence in decision making or recognizing and stopping bad financial behavior and mistakes before they happen. Update: advice is still good. Righteous living requirement to work for Ramsey is bad

Same great steps but Rachel is much more relatable than her dad! Thanks for the weekly motivation!

I started listening to this show in my mid 20s. What I have learned has allowed me to live life more fulfilled and break the generational cycle of this “broke mindset”. I love the simple ideas offered her (like making budgets, shopping off brand, sleeping on a decision, etc) and how big of a difference they make in my daily life. I’ve paid off more debt than I thought imaginable. Thank you Cruze Show for helping me live a life like no one else.

Thank you for making me think and pushing me out of the box of how our culture thinks! May God bless you as you bless others! Thank you!!!

Episode from 10/9- To calculate the cost savings for the year you should multiply the weekly savings by 52 weeks (not 4 weeks by 12 months because that is only 48 weeks). So in reality it would actually be an annual savings of $392.60

Rachel Cruze holds a broad range of knowledge about people and their relationship with money and others. Her show is a breath of fresh air that I look forward to every week! If you love it, check out her other show, “Smart Money Happy Hour” that she hosts with Ramsey Personality George Kamel — that show is my personal favorite!

The subjects are so applicable to real life! I’m a 38 year old Mom. My husband and I have been working the Dave Ramsey plan since we got married in 2011. In one month our house will be paid off and we will officially be on step 7. Praise God! But the thing about this podcast, it’s helping me maintain, and dig deeper. It hits on subjects of the heart and mind. I can always go back to bad money habits, this keeps me trucking along. God bless you Rachel.

I listen every Monday morning! Thank you for the practical advice and tips. And the stories and examples. Appreciate you so much!

Rachel’s teachings (and the rest of the Ramsey personalities) helped me completely change my life. In a little over a year I will have paid off $70k in debt. I feel so much more peace and am excited for the financial freedom I will have the rest of my life. Ramsey teachings work if you simply follow the plan!

I really wanted to like this show- I love Rachel’s personality. However, every episode sounds the same. Even though they have different titles- I’m not learning ANYTHING new. It’s getting boring.

I recently found the podcasts for you as well as the Ramsey Show and I listen to it on my long distance drives. Only problem..I can’t write down the truth you so elegantly say. 😂 I’ve told all of my friends and family about the podcasts and I’m already working on mine and my parents finances to follow the baby steps. Such encouragement and positivity.

Hi Rachel! Your advice and process had been very helpful…. But I’m starting to wonder. Is it possible to save when you’re trying to plan a wedding???

Rachel provides reliable information and resources to help the average person achieve financial freedom! I encourage all of my friends to listen and send her podcasts to my daughters so that they don’t make the money mistakes that I have! I am a weekly listener and am on my way to being DEBT FREE! Thank you Rachel and Ramsey Network for your blessed advice! Keep it up! God bless!

Love the advice, listen every week.

One of my go to podcasts! So approachable for all incomes and is realistic. Love!

Love how Rachel delivers everything in a positive upbeat manner. Her info is based on facts and handed out in an honest understandable way to all. Regardless of your money know-how Rachel breaks it down in everyday speak and gives you confidence and motivation to create a life you Love. I recommend this to anyone seeking a life with the blessings of financial freedom and generosity.

I love Rachel’s style of delivering great financial advice. No shame, no politics, no yelling, just important advice and practical advice. I love hearing from her and her guests with their different perspectives. As a mom, I so appreciate her perspective and advice! Thanks, Rachel!

Rachel is great at being relatable and presenting money topics in a fun and friendly way! Her podcast shares information that’s helpful, interesting, and easy to digest!!

I learn soooo much listening each and every episode Rachel puts out. I am on my journey to becoming debt-free while being self-employed and she keeps me excited and motivated! Thanks for all that you do!

When I got my first job, my dad sat me down and taught me the envelope system. He also took me to open a Roth IRA. It was the early 00’s and my parents had just paid off their house after being all in with Dave’s first book. I had spent the years before being forced to listen to the Dave Ramsey show on AM radio in the car while my dad learned the ins and out. 😆 Needless to say, when Rachel became involved it was a breath of fresh air. Finally, a younger gal with a dad like mine who got it but still understood the very real want to shop. Rachel Cruze seriously made it all that much more reachable for me. She puts her spin on everything while remaining true to the method and I love her so much for it. So of course I still listen to Dave, but now I also love listening to Rachel. She’s like the big sister that has her life together, but she can still tell you what you need to hear. I love her podcast and will always be thankful to the Ramseys (and my dad) for showing me the way.

We love listening to Rachel, we’ve learned a lot from her. My husband and I listen to this podcast mostly when we’re driving somewhere with our family. Last time we started playing the podcast in our car, one of our sons said, “Why are you always listening to Mrs Rachel?”! Lol thank you for all you do!

Rachel is a force to be reckoned with as the “preventative medicine” in the finance world, while her dad is the “emergency surgeon.” Love both of their shows and podcasts. Rachel’s advice is thorough, fun, relatable and easy to implement info daily life. Her advice is for YOU, no matter where you are at in your finance journey and your life. Love the show so much Rachel! Thank you for all you do on your platform!

I enjoy listening and this podcast was what the DRS used to be: informative money management advice for everyone no matter what baby step you’re currently on. However, the budget overhaul segment is not very useful, especially when the podcast listener cannot see your number crunching. It’s 10 minutes of wasted listening for those listening and not watching the YT version of the show.

This Podcast is so incredibly motivating, educational & just fun!! I have recommended to all my friends & family! Opened a sinking fund at the bank yesterday!

I truly enjoy the topics Racheal covers. This specific topic on cars was really good. Have been listening for a while and will continue. One of my top 10 podcasts to listen to. Happy hour with Rachel and George is funny as heck. All the Ramsey podcasts add a unique flare.

Love this podcast and it’s like listening to a friend share their heart each time. She is relatable and the advice given can be attainable! Will continue to listen to each one that comes out.

This is one of my favorite podcasts! I have a long commute to work each week and I always save this one to listen to while I’m driving. Rachel’s tips are helpful and it’s like having a friend in the car with me. Thank you Rachel for the great content, your real life view and your commitment to helping us with such great financial tips!

Thank you for sharing your experience and expert advice, I look forward to your shows weekly! You’re my favorite, GREAT JOB!

The shopaholic episode with Rachel and Dr. D was by far my favorite! I love how John breaks down compulsive and impulsive and Rachel’s vulnerability to share. It was such a great conversation between them. I would love to see more interactions with Rachel and Delony.

Love Rachel’s bite size and informative podcasts. She is easy to listen to and so very realistic. Always learn something new and recommend giving it a listen!

I love Rachel’s podcast because she can take Smart, money ideals, and fit them into real life. I have used the every dollar budgeting app for a few years and it has changed my life. Has helped me be very clear about where my money is going and more responsible ultimately leading to peace of mind around my finances. Financial freedom is priceless!

Rachel gives easy to understand advice, and this is what I needed after getting a divorce. I was not involved with my finances during my marriage, and this podcast has been a true blessing! Thank you, Rachel & team!