Wealthy After 40: Personal Finance, Financial Freedom, Debt Payoff & Retirement Savings for Gen Xers

Are you ready to transform retirement uncertainty into a clear, actionable plan? If you’re looking to retire in the next 5-10 years, you’ve come to the right spot. 

Only 54% of Gen Xers feel prepared for retirement, and a staggering 22% believe they’ll enjoy a comfortable lifestyle. If retirement planning and your finances feel overwhelming, you’re not alone!


I’m Dalene Higgins, founder of Elevate Finances LLC, your financial and retirement coach. It’s time to stop avoiding your finances and start having confident conversations about money.


Join me each week as we tackle essential topics like budgeting, money management, debt elimination, financial stability, retirement savings, and the ins and outs of Medicare and Social Security. 


Together, we’ll build the strategies you need to create the retirement lifestyle you desire. Shift from uncertainty to empowerment and take the first steps toward a fulfilling retirement on your own terms.


Take the first step toward YOUR dream retirement—download the Retirement Readiness Checklist now! 

Recent Episodes
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Recent Reviews
  • Eric S.C.
    Happy find
    I have been on the hunt for something new outside of my regular sales focused podcast. This was a happy find and looking forward to diving in regularly!!
  • Kdkfjtnsjd
    Hard to listen
    Voice is really grating and audio quality is so poor. Unfortunate because topic was interesting.
  • hhh💕
    I feel more confident around money now
    This podcast has really helped me learn a lot about not finance in a way that is easy to understand. I am the type of person who like to not think about money because it stresses me out, but Dalene has really changed my opinions on this and makes money seem approachable. Thank you, Dalene!!
  • CoolBTL
    Great advice
    I am glad that I caught an interview with Dalene on a completely unrelated podcast about Hospice care. It pointed me to this podcast and the timing was perfect. I like the common sense approach she gives. I’ve followed (in the past) another well known financial freedom champion who gives a “my way or the highway” approach. Dalene acknowledges that there is no one size fits all approach to getting to the same goal.
  • Des70
    Such excellent information for ANYONE!
    Highly recommend this empowering podcast for anyone seeking financial freedom. Dalene is a financial gem with invaluable insights on personal finances. Don't miss out!
  • BAFlyer2019
    Great at any age!
    Really enjoy listening to this and learning with every episode. I work in banking, I’m 34 years old, and want to know how we can better meet the needs of Gen X customers. Great content, please keep it up!
  • Shelby S. E.
    Great, even if you’re under 40!
    I am 33 years old and have found this to be a great resource to get my finances under control. I highly recommend listening to Dalene and doing the challenges she gives in her episodes. It’ll open your eyes!
  • MillyG1
    Love your podcast!
    I am finally taking control of my finances at age 51… I came across your podcast and it is so relatable to me.
  • Lmanthechosenone
    This is a great podcast on finances!
    Dalene does a great job talking about how to be in a good place with your money for those that are GenX. She breaks things down into practical steps which I love! I have enjoyed listening to this podcast!
  • Njdmmoe
    Enjoying this new Podcast!
    As a 45 year old male, the name of this podcast caught my attention yesterday. After listing to about 3 episodes while on a drive, I have to say I really enjoyed the content. Lots of folks are taking to young people, which is important so they don’t start with bad money habits, but I’m correcting old habits so someone addressing our age bracket is a welcome change. Good luck with your podcast, I look forward to seeing what your future episodes bring!
  • sf dentista
    Keep it coming!!
    Excited for future episodes! Thanks for teaching us 😊 this has been really useful for while I’m commuting and giving me guidance on goal setting and budgeting
  • Tinita X
    Younger Xer
    Thank you for targeting this generation. Keep up the great work!!!
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