Talking Real Money - Investing Talk

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Investing #96

34-year financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).

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Recent Reviews
  • Seano rrrrr
    Love Tom and Don
    These guys are fantastic. A bit conservative and sometimes grumpy about bitcoin, but the investment world needs more of their type speaking to investors. Roxy should be a regular guest to break up the cranky old men shouting at crypto…..from time to time
  • BoomerMe
    Phony Financial Advice
    This show often as providing sound financial advice. However, one of the show’s hosts advocates for the socialization of his daughter’s student loan debt to the rest of us. Not really very sound financial advice! I would have thought a show named “Talking Real Money” would lean a little more towards promoting personal financial responsibility. You won’t find that here.
  • shockersfan
    Very childish behavior
    These two guys are unprofessional and act very childish; talking over each other and bickering every single show. How can anyone take them seriously with the childish behavior acting like junior high punks. Clean up your act, for goodness sake you are two old gizzards. Is this how you want people to remember you two by. Cut it out, the sad part is that you don’t seem to want to listen to the audience. Many listeners had commented on this, yet you removed their reviews.
  • Interested bystander
    Mostly excellent investing advice
    Ray Dalio should follow Real Money. This is my favorite money podcast. Great technical and practical content. Don, the economics literature does not agree with your assessment of annuities. Go to google scholar and search "annuities". Be sure to look at recent papers. You are also listening to Wade Pfau correctly. He is right inline with most economists. Tom, a 1% fee is a little steep for investment advice. Listen to 3 reasons you should choose a flat fee service at Big Picture Retirement. I also agree with your assessment of Bitcoin and crypto.
  • Navrep
    Don Outraged Anyone Would Challenge Him
    Don often mentions his recommendations should be followed without question because he has been in finance for many many years. He fails to realize that when it comes to our life savings he needs to provide objective support for his recommendations, not just ‘trust what I say because I’m old.’ He often states that Bitcoin is bad because it has no value. For whatever reason he thinks folks with critical thinking skills should just accept his word and ignore the actual data that shows Bitcoin is the highest performing asset for the last 15 years and Bitcoin ranks in the top six of all assets by Market Capitalization. And more importantly, Bitcoin adoption continues to grow at an exponential rate worldwide. Don would have us disregard the facts and join him with his BDS (Bitcoin Derangement Syndrome).
  • NickNam e
    Excellent information! Logic, No guessing
    Truths spoken by two guys who have (sorry) been around the block a couple of times (each😃). I also love the banter and mutual love and respect you guys have for each other. -Jerry PS - For the record Tom is the funny one.
  • Tayasay
    Experience speaks for itself!
    So much experience between the two of them! I have loved listening to them take on each topic and give their personal thoughts and experiences.
  • baldtechguy
    I wish I knew these two guys 40 years ago
    As someone who has struggled with investing for 40 years, I really wish I had found the advice of Tom and Don a long time ago. I have followed the advice of some who turned out to be not so good and others who were good (Paul Merriman). However, Tom and Don give the right advice that makes it so easy. Thanks for providing a resource that I can pass on to my 30 year old daughter!
  • Colorado740
    Finance Expert?
    Don served up a softball to Tom and asked him to explain basis points. Tom has no answer. 1/100 of a percent is the answer. Not sure you should count on Tom for financial advice if he can’t answer a basic question such as this. I would think if you host a financial podcast - you would be able to answer such a simple question. I will say - Don gave the right answer.
  • RockinRollDad
    Tom on fire!
    Perhaps it’s the holiday spirit talking but Tom was on fire today (Dec 18th)! Set him free more often!
  • herpeez98788
    Pretty basic advice
    Show is fairly basic. Listened to 3 episodes and found them a bit condescending and simplistic. They talk as if they have extensive expertise yet I heard nothing that hasn’t been talked about for years. They do have a left leaning political slant but that typically doesn’t bother me. What annoyed me was the belittling of another more successful podcaster simply because they disagreed. I’m not a huge fan of the other podcaster either but their criticism was immature and I just don’t take what they are selling very serious. Anyone that spends an entire podcast ripping someone else generally has little of substance to offer.t condescending I’d skip this one and try a few others…there at dozens much better at doing this type of show.
  • dpmdeb
    A must listen for safe investing
    I really appreciate the sound, CONSISTENT investing and money advice. It’s like hanging out with some friends who are really good with money and trustworthy. It’s so refreshing to have a financial podcast that is not selling me anything other than their own services (but I have never felt pressured). Thank you for sharing all your knowledge, keep up the good work! I started listening to financial podcasts in mid-2020 and just began listening to everything I could find. I have whittled it down to a core set of about 6 shows and Talking Real Money made the cut. I always learn at least 1 new thing with each episode. We went from no retirement savings in our early 50s to having ROTH IRAs set up, a brokerage account with much less “hodgepodge” and a rudimentary understanding of the pension plan at my husband’s work. THANKS Don & Tom!!!
  • Loser hater
    Nauseating display of wealth envy
    Bezo’s earned the money…not some lazy loser public school teacher….that yacht you have such disdain for put many many people to work…wealth envy libs such as yourself have already attempted to over tax luxury items such as this decades ago….look up the devastation it wrought on ship builders in Marinette…. My advice to school teacher who feel they are underplayed would be to get a real job.
  • Frustrated Apella Client
    Better show with out Don
    It’s nice having Don gone. His overuse of useless words gets old. Don let’s us know how much he loves his own voice (& microphones) and waste so much of the show on himself, he’s so not funny! They are so worried about their own reviews that they put down actual successful media types. These guys don’t know what Dave Ramsey actually says about paying off a mortgage. Dave says only pay off your mortgage after your retirement savings is on track and you’re saving at least 15% of your gross income for retirement. But these guys twist it around and try making themselves seem smarter than Dave. You guys aren’t even on the same podcast planet as Dave. FYI, I’m a client of Apella Wealth. I do believe in most of the company’s investment choices, but would never ask Don for advice on anything!
  • MatthewPE
    Great show!
    There have been recent reviews casting dispersions toward Don. I completely and wholeheartedly disagree! Tom AND Don give great advice, provide almost daily podcasts, and answer listener questions. The show is informative, enjoyable, fun and educational. People, don’t expect podcast hosts to be perfect or align with every belief you have! As you can tell, I am not a fan of those who leave negative reviews because they disagree or because Don says something “political.” Great show guys and keep it up!
  • Hambor1
    Great they don’t charge for initial investment advice
    You get what they advertise with no hidden fees.
  • GoDucks1981
    Sound financial advice with a side of humor
    I found this podcast while listening to the Clark Howard podcast, and I’m glad I found it. Tom and Don are a great team. I appreciate the straight forward approach to investing. I feel I’ve benefited from their advice and only wish I found the show sooner! If you want sound financial advice that isn’t boring or from someone trying to sell a product, then this is that podcast. Great unbiased financial advice, well maybe biased against annuities, but nonetheless a great podcast.
  • Maymey
    Way too much banter
    There is helpful information, but it’s mixed in with so much unnecessary banter. The worst is when they’re just trying to crack each other up. It’s really annoying. I don’t mind some chatting, but I’m not listening to podcasts like this to be entertained. I’m sure there are some people who love this kind of thing, but I’m not one of them. There are plenty of other good financial podcasts that respect my time and know that I have other things to do.
  • BMoney178
    Same old, same old
    As a few year listener I have stopped following this podcast. I just can’t take Don anymore after some egregious information that was recently discussed : 1) saying HELOCs have 2-4% fees, which is highly untrue and 2) the suggestion of dropping homeowners insurance if you don’t have a mortgage. Tom gives much wiser advice but I’m done with this podcast.
  • ShawnCorc
    Not Like Watching Paint Dry
    Many financial podcasts feel as tedious as watching paint dry. Not "Talking Real Money." Don and Tom bring a unique blend of entertainment and actionable advice, making financial topics engaging and easy to digest. Where many shows drown you in jargon, this one keeps you tuned in with its relatable discussions and lively banter. Highly recommended for those seeking both knowledge and entertainment in their financial education. Wish I would have found them years ago…
  • Happy & Poor
    Thank You
    I thoroughly enjoy listening to your podcast whenever it becomes available…your clear-cut common sense advice is the reason your podcast resonates with me as much as it does not to mention the humor sprinkled in which is also much appreciated. Thank you and keep up the fantastic service you provide.
  • PMQ30
    Not very knowledgeable
    I have listened to Don and Tom give the wrong answers to social security questions numerous times. Don’t run with what Tom and Don say. Please do your own diligent research on anything they mention on this show. These guys are not the best resource for financial answers to your questions.
  • GA Beth
    Perfect practical advice from hilarious knowledgeable hosts
    This is the most well rounded financial advice podcast I have found. Tom and Don have hilarious personalities and give non biased general recommendations for financial planning.
  • 99omg
    Thank you
    Super helpful info!
  • Elyk0913
    Great investing advice for the future!
    Tom and Don are great with the advice that they give. Great podcast!
  • Pelican Joe
    An investment show that has your back (financially)!
    Ron and Dom are great hosts! I know, that is not their names (inside the podcast joke). I first discovered this podcast while listening to the Clark Howard podcast (another very good podcast!). I feel that Tom and Don really have your investment back! They are not trying to sell you anything. They are just trying to help their listeners with their investment knowledge. They have a very simple investment philosophy – Invest in Broad market, low cost, Index mutual funds or ETFs. They seem to espouse this view each episode, but some of their callers say one thing, but practice something totally different. They believe that you need to keep your portfolio simple, low cost and approach retirement with a plan. They work for Apella Wealth (a fiduciary advisor), but recommend if that doesn’t work for you just make sure your advisor is a fiduciary (someone who puts your best interest first). I highly recommend this podcast!
  • Luke in WI
    Great combo of sound advice, comedy and news
    First, boo-hoo to the trolls writing juvenile and misinformed poor reviews here. Go hide under some other bridge. This show offers sound advice, perspectives on current economic and financial news and wit that comes across as unscripted and fresh. Those attributes aren’t easy to produce and Tom and Don deliver them with high production value almost every day. Thanks for a great show!
  • Bear Hands O'Hoolihan
    Great wealth of knowledge without the hysteria.
    I had to take over the finances for my grandma. I found this podcast. They were slow to explaining the basics, but I picked it up over time. I felt safe and comfortable starting my own investments off their policies. They don’t tell you to buy or sell depending on how the market is moving. They preach the same message week to week, buy and hold the market. No hysteria. But they TRY to make their dad jokes hysterical :)
  • Scotman2012
    Simple concepts, easy to understand.
    Appreciate the advice and fun bantering between these two investment specialists!
  • BeddieD
    Thank you
    I have just started listening to your podcast for about 3 weeks and I can’t get enough of your input about how and where to invest. Thank you for what you do !
  • Mru12000
    Worth A Listen
    These guys are the real thing in that if you listen on a continuing basis you will learn a bunch about the fundamentals of investing for a lifetime!
  • Bacji Home
    Bob off his game
    Have been listening for close to a year and would like to hire Tom to go over my pro folio. Bob talked about U-Hauls leaving his home state. Which is a total lie. All I have to say is what would Jesus do. Maybe spend some time with the good book.
  • Circuit Rider. TN
    These guys are really real, really
    I found this podcast through an ad on the Clark Howard podcast and, for me, it is a breath of fresh air —a bit like wearing a comfortable old sweatshirt— you just don’t want it to end I love the humor and sound advice is they are really talking real money.
  • Wilt2448
    Just a listener
    I've been listening to your podcasts for about a year usually when I'm on the treadmill while I'm at the gym. I like your investment philosophy and follow your advice with my portfolio. I would give you 5 stars but the constant overtalking and interupting each other (especially by Don) is a bit annoying. A little of that goes a long, long way. Other than that I love the podcast and keep up the good work. Thank you for the advice.
  • Scott (Spotify is terrible)
    Super annoying ads
    The ads that this show runs are so annoying that I solemnly vow never to download an episode.
  • Jeff in SC
    The best investing podcast there is!
    I found these guys about 2 years ago, and I love listening to Don and Tom! Their financial advice is spot on and genuine. They are not selling any product, just helping people with investing. And they are funny, both in their own way. Tom comes with the dad jokes and Don with all the witty references. I will skip other podcasts when life gets busy, but I always catch up on Talking Real Money. These guys truly provide a public service that everyone should take advantage of!
  • Veritylma
    Great Podcast!!
    So informative and straight forward! I love listening because I learn so much AND Tom and Don have such a GREAT sense of humor!!! No dull and drab mundane talk here .. I am hooked and can’t wait to listen every day!
  • Baby step 4
    Get your facts strait
    The jealousy of Dave Ramsey is very tiresome!
  • cardii c
    OMG !
    Please stop the silly bantering and get on with the advice.
  • palaheel
    Fun and factual
    The humor is nice. The advice is sound. Callers’ questions are interesting and the answers straight forward. They also look up data like advisers fees on the air and give names and numbers. I don’t know anyone else that does that.
  • nonspacegirl
    Great practical and no nonsense advice with lots of dad humor
    I didn’t think I would like to hear two older gentlemen talking about finance and investment, but I sure do love listening to their podcasts. They are very knowledgeable about current financial and investment issues and provide their sound advice on what you should be doing to ensure that you can retire comfortably. In fact, I even reached out to speak with one of their advisors for a second opinion on investment portfolios being managed by a current financial advisor. I always look forward to listening to Don and Tom.
  • bartomar
    Fun and Informative
    Great bits of investing and retirement advice in a lively show.
  • RJR-32
    Great show
    Found Don and Tom while listening to another personal finance show. Enjoy the way they present their material, to the point not too much in the weeds like some shows do sometimes. I currently enjoy handling my own investing but if I were to at some point want an advisor their type of organization would be exactly what I would look for.
  • Kaikaneray
    Fun and educational
    Love the show. Funny. Informative. Always on the side of the investor.
  • HeavyMetalMac
    Great Market Investing Podcast!
    Always a great time listening to Tom and Don, they make the topic of market investing fun, and I continue to learn with every episode!
  • ssl316
    Great information!
    Absolutely love the podcast. Tom and Don are consistent in their information presented and recommendations. A great source for common sense investing.
  • Terre22
    Informative and Entertaining Too!
    I really enjoy listening to Don and Tom answer investing and retirement questions with knowledge and wit!
  • SoonerJAG
    Great but also frustrating!
    Upfront, I really enjoy this financial podcast. It is overall very entertaining and informative. I have been listening to this podcast for several years. With that said, it is also one of the most frustrating and annoying podcast that I regularly listen to. Two of the weekly podcasts are replays of a weekend radio show they broadcast in the Seattle area. They are hosting the show while they are in remote locations. As a result, there is a noticeable digital delay between their conversations and those of their callers or guests. The result is that there is frequent talking over one another. For example, callers are not able to finish their questions before the hosts start speaking over them. The delay then creates an awkward jumbled conversation that is very annoying with a loss of what could be great and useful information to listeners. What’s even worse is they often don’t listen to the real question and go off on tangent, and as a result don’t answer the questions that are being posed by the callers. Just wish that they would take the time to produce a show where people can complete their thoughts or sentences and then the host or guest respond without being interrupted.
  • DrMuskyMike
    One of the best
    Content is update with academic literature and helps separate the cream from the garbage. This is the stuff you need to know to be successful and not get screwed by Wall Street. Highly recommended.
  • red light kid
    Talking Real Money
    Every week Tom and Don hit it out of the ballpark with their masterful blending of insightful content and humor on a topic most of us don’t like to talk about - MONEY. Few aspects can make or break our lives than this one. Failing to master it can really lead to an unpleasant life, not to mention our final years. Kudos to them for being warriors and so giving of themselves to help each of us build a better life.
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